Fund with Center Street Lending.
Process
Solutions
In-House
Fund Control
Client Care
Reasons General Contractors Trust Center Street
Let’s Get You Funded
Qualifying Is Easy. We know that one size does not fit all, so we will carefully review various factors when providing your lending solution.
To get started, we’ll run a quick credit check and background review, then verify your real estate experience with past projects. It’s a simple process designed to confirm your qualifications so we can move forward with funding quickly and confidently.
Apply for funding
Speak with our Team
Provide Documentation
Focus on closing
Our Loan Programs
By lending our own money we deliver flexibility, direct communication, and quick results where others can’t. We’ll help you find the right loan option for your borrowers.
Fix & Flip Loans
Exclusively for non-owner-occupied residential real estate properties that are rehabbed and sold or held and rented.
- 6–24 Month Loan Terms
- $150k Minimum Loan Amount
- Up to 95% LTC
- 650 Minimum FICO
Ground-Up Construction Loans
Our ground-up financing is individually structured to provide flexible funding, regardless of the size of your property.
- 6–24 Month Loan Terms
- $150k Minimum Loan Amount
- Up to 85% LTC
- 680 Minimum FICO
Bridge Loans
Don’t miss an investment opportunity with our bridge loans that allow you to close ASAP.
- 12 Month Loan Terms
- $150k Minimum Loan Amount
- Up to 75% LTV on Purchase
- Up to 93% LTC
- 650 Minimum FICO
Short-Term Rental Property Loans
Perfect for Airbnb, VRBO or rental property owners who want to take advantage of fixed rates for purchasing or refinancing.
- 6–24 Month Loan Terms
- $150k Minimum Loan Amount
- Up to 60% Cash Out
- 650 Minimum FICO
DCSR Rental Loans
Our Debt Service Coverage Ratio (DSCR) loans are for rental property owners looking for a 30-year refinancing option.
- 30 Year Loan Terms
- $100k Minimum Loan Amount
- Up to 80% LTC/LTV
- 640 Minimum FICO
Your Clients. Our Lending. Shared Success.
Brokers nationwide partner with CSL to deliver funding solutions that win deals and build repeat business.
Read some of our reviews.
Process was easy to follow from application to funding. I was contacted by the processor to get necessary information and once it was done and taken care of, I got the word that everything is cleared and out for loan docs. Signed documents and the loan funded the next day. Easy process.
My broker and I had the best experience very streamlined and he closed the transaction in Clearwater Beach area, Florida on an investment property. From the appraisal to the construction budget it was approved exactly the way I wanted it to be approved. I highly recommend.
Most recently I landed a deal and closed escrow on a great property thanks to Erik's above average customer service skills, the other investors I was competing against could not communicate with the sellers agent, Erik was on top of it in minutes giving the agent the reassurance…
Center Street Funding, specifically Kevin Braga and Matthew McLaughlin were great at getting the funding we needed to make some improvements on our rental property. They stayed in contact and provided updates during the entire process. We definitely will be using them again in the future.
We were looking for a rehab loan for a fix & flip property and he was able to offer us the best terms, a quick closing, stellar communication, and an overall great experience. He was transparent, easy to reach, and completely came through for us. The process was really smooth…
They’ve done loans on at least 25 of my flips (not-so-humble brag). They are communicative, efficient, knowledgeable and have fair rates. I’ve referred many flippers to Center Street because they KNOW HOW TO CLOSE A DEAL! Thanks Center Street for the great relationship.
From start to finish, their professionalism, expertise, and dedication made the process seamless and stress-free. The team’s deep construction lending knowledge and clear communication made complex concepts easy to understand. Truly outstanding service.
