Smarter Lending That Keeps Clients Coming Back to You.
Competitive private money loans that work for your client and keep your deals coming.
Our History of Broker-Friendly Lending
Let’s Get Your Client Funded
Our experienced team is here to help your client save time and money. As the funding decision makers, we create tailored solutions to ensure success for our real estate investors.
At CSL, our lending relationships are our priority. Our competitively priced bespoke loans keep real estate investors coming back thanks to our experienced team, lack of hidden fees, transparent communication, and quick results for your client.
Your clients trust you, and we respect that. When you work with us, your relationships are always protected. Share your scenarios, and we’ll find smart loan solutions that make sense for your clients.
We value long-term relationships with our broker partners—a commitment to transparent communication and no hidden surprises. Use our experienced team to your advantage with an initial assessment while receiving feedback about your client’s opportunities and lending options.
Provide us with (minimal) necessary documentation and property information so we can begin the loan process.
Lending our own money means no investor delays. We’ll take it from here and contact you or your client every step of the way to ensure a smooth closing.
Our Loan Programs for Brokers
By lending our own money we deliver flexibility, direct communication, and quick results where others can’t. We’ll help you find the right loan option for your clients.
Fix & Flip Loans
Exclusively for non-owner-occupied residential real estate properties that are rehabbed and sold or held and rented.
- 6–24 Month Loan Terms
- $150k Minimum Loan Amount
- Up to 95% LTC
- 650 Minimum FICO
Ground-Up Construction Loans
Our ground-up financing is individually structured to provide flexible funding, regardless of the size of your property.
- 6–24 Month Loan Terms
- $150k Minimum Loan Amount
- Up to 85% LTC
- 680 Minimum FICO
Bridge Loans
Don’t miss an investment opportunity with our bridge loans that allow you to close ASAP.
- 12 Month Loan Terms
- $150k Minimum Loan Amount
- Up to 75% LTV on Purchase
- Up to 93% LTC
- 650 Minimum FICO
Short-Term Rental Property Loans
Perfect for Airbnb, VRBO or rental property owners who want to take advantage of fixed rates for purchasing or refinancing.
- 6–24 Month Loan Terms
- $150k Minimum Loan Amount
- Up to 60% Cash Out
- 650 Minimum FICO
DCSR Rental Loans
Our Debt Service Coverage Ratio (DSCR) loans are for rental property owners looking for a 30-year refinancing option.
- 30 Year Loan Terms
- $100k Minimum Loan Amount
- Up to 80% LTC/LTV
- 640 Minimum FICO
Why CSL Fix & Flip Loans Are Different
Our team of in-house expert fix-and-flip hard money lenders is here to provide tailored financial solutions for real estate developers and residential investors without the time lag or cookie-cutter funding.
Our commitment to clear communication and customer success ensures a seamless borrowing experience with less unnecessary paperwork for you.
With no hidden fees, transparent communication, and reliable results, CSL has your back for all your fix-and-flip funding.
Your Clients. Our Lending. Shared Success.
Brokers nationwide partner with CSL to deliver funding solutions that win deals and build repeat business.
Read some of our reviews.
Center Street Lending stepped in on short notice and worked tirelessly, even on weekends, to secure the funds I needed to close. Professional, responsive, and true to their word, they made the process smooth under pressure. I highly recommend CSL for future projects.
CSL does a great job getting my loans funded in a timely fashion. They are extremely professional, experienced and works long hours to make sure we hit our closing timelines. I highly recommend the team at Center Street Lending.
I’ll admit, I was unsure about trusting Center Street Lending with my ground-up construction loan. But the team proved outstanding—professional, easy to work with, and great communicators. The process was fast and smooth, and I’ve already lined up my next two projects with them.
Center Street Lending made our dream of building a custom home in San Diego possible when others couldn’t—and they’ve since funded multiple projects for us. Honest guidance, seamless processes, and competitive rates make CSL a trusted partner we’ll work with again.
As new house flippers in Maryland, we’re so grateful to Jeremiah and Will at Center Street Lending for making the impossible possible. With little time to save our deposit, they worked fast and professionally to secure funding and close. An amazing, dedicated team to work with.
I have been a lender for almost 20yrs and went to Jeremiah for a fix and flip loan. He closed in less than 10 days. It was the smoothest transaction, low stress and great communication.
Robert Newcomer, his associate Hunter and their processor Andrea were by far the most responsive, courteous and effective "PROS" I've ever closed a loan with. Center Street Lending is now our "go to" team. We have 4 additional loans being processed and look…
