$6.8B+
9,235+
15+
4.8 / 5
100%

Ground-Up Construction Loans

Ground-up construction loans and financing structured to your unique needs with flexibility and an unwavering commitment to service.
Loan Type
New Construction
Loan Amount
$1,381,650
Location
Fort Lauderdale, FL
Closed
June
2025
Loan Type
New Construction
Loan Amount
$6,000,000
Location
Corona Del Mar, CA
Closed
July
2025
Loan Type
New Construction
Loan Amount
$2,135,029
Location
Fort Lauderdale, FL
Closed
April
2025
Loan Type
New Construction
Loan Amount
$377,059
Location
San Diego, CA
Closed
July
2025
Loan Type
New Construction
Loan Amount
$464,557
Location
Raleigh, NC
Closed
April
2024
Loan Type
New Construction
Loan Amount
$1,792,050
Location
Scottsdale , AZ
Closed
July
2025
Loan Type
New Construction
Loan Amount
$1,522,920
Location
Rancho Mirage , CA
Closed
April
2025
Loan Type
New Construction
Loan Amount
$1,194,207
Location
Miami , FL
Closed
February
2024
Loan Type
New Construction
Loan Amount
$1,381,650
Location
Fort Lauderdale, FL
Closed
June
2025
Loan Type
New Construction
Loan Amount
$2,135,029
Location
Fort Lauderdale, FL
Closed
April
2025
Loan Type
New Construction
Loan Amount
$377,059
Location
San Diego, CA
Closed
July
2025
Loan Type
New Construction
Loan Amount
$1,792,050
Location
Scottsdale , AZ
Closed
July
2025
Loan Type
New Construction
Loan Amount
$2,135,029
Location
Fort Lauderdale, FL
Closed
April
2025
Loan Type
New Construction
Loan Amount
$1,194,207
Location
Miami , FL
Closed
February
2024
Loan Type
New Construction
Loan Amount
$464,557
Location
Raleigh, NC
Closed
April
2024

Why CSL Ground-Up Real Estate Loans and Acquisition, Development & Construction (AD&C) Loans Are Different

Get the personalized ground-up real estate loan you’re looking for.

In-House Servicing & Fund Control

Our team of in-house expert ground-up construction hard money lenders is here to provide tailored financial solutions for real estate developers and residential investors without the time lag or cookie-cutter funding.

Minimal Documentation

Our commitment to clear communication and customer success ensures a seamless borrowing experience with less unnecessary paperwork for you.

Competitive Pricing

With no hidden fees, transparent communication, and reliable results, CSL has your back for all your short-term rental loan funding.
gvar+
Loans Provided to Customers Like You
gvar+
Projects Funded
gvar
Years in Business
gvar
On Google Reviews
gvar
In-house draws and servicing

Ground-Up Construction Program Criteria

What you can expect
Loan Amount Range
From $150K up to $10MM
Credit & Background
680+ FICO score required, background check included
Bank Statements
Two most recent months required
Builder Experience
Must have ground-up construction experience
Loan Term Length
Typically 9 to 18 months

Lending throughout the United States.

GO
Is your state not listed? You’re not blacked out. We can help lend in your state with a case-by-case scenario. Get in touch to see what we can do for you.
Visit our XX page

Read real client reviews.

Our reputation is built on trust, great service, and results that keep borrowers coming back.

New Construction

Quick, easy, profession to work with! And also, their construction draw process is top-notch - minimal paperwork and fast appraisal turnaround.

Gary L.
Professional & Profitable

Rod’s deal-structuring expertise and Patricia’s excellent processing made my first hard money loan with Center Street Lending smooth and profitable. Competitive terms and a quick close helped me secure another flip with ease. I’ll definitely return for future loans.

Mac F.
Multifamily Success

The Center Street team closed quickly and the closing was as they promised for our multi family loan. We plan to use them in the future and would highly recommend them to other investors.

Jeff Z.
Fast & Repeatable

I have closed a few loans with this company. I really had a great experience with the entire team at CSL throughout our loan process. CSL was very prompt and professional in keeping us updated throughout the process. They made the process really stress free and enjoyable from start.

Umar M.
Smooth Process

My team and I had a great experience with Center Street Lending on a Fix & Flip loan—the smoothest process we’ve ever had. From disclosures to closing, the team handled every detail with clear communication. Both our borrower and firm were thrilled. We look forward to the next deal.

David D.
Professional & Profitable

Rod’s deal-structuring expertise and Patricia’s excellent processing made my first hard money loan with Center Street Lending smooth and profitable. Competitive terms and a quick close helped me secure another flip with ease. I’ll definitely return for future loans.

Mac F.
Our "Go To" Team

Robert Newcomer, his associate Hunter and their processor Andrea were by far the most responsive, courteous and effective "PROS" I've ever closed a loan with. Center Street Lending is now our "go to" team. We have 4 additional loans being processed and look…

Ed C.

Ready to take the next step?

Get started with an easy, online application. After your submission, a loan origination manager will reach out to you in the next 24 hours to discuss your loan scenario.