$7.3B+
9,550+
16+
4.8 / 5
100%

Ground-Up Construction Loans

Ground-up construction loans and financing structured to your unique needs with flexibility and an unwavering commitment to service.
Loan Type
New Construction
Loan Amount
$1,381,650
Location
Fort Lauderdale, FL
Closed
June
2025
Loan Type
New Construction
Loan Amount
$6,000,000
Location
Corona Del Mar, CA
Closed
July
2025
Loan Type
New Construction
Loan Amount
$13,000,000
Location
San Mateo, CA
Closed
August
2025
Loan Type
New Construction
Loan Amount
$1,194,207
Location
Miami , FL
Closed
February
2024
Loan Type
New Construction
Loan Amount
$6,000,000
Location
Corona Del Mar, CA
Closed
July
2025
Loan Type
New Construction
Loan Amount
$377,059
Location
San Diego, CA
Closed
July
2025
Loan Type
New Construction
Loan Amount
$1,381,650
Location
Fort Lauderdale, FL
Closed
June
2025
Loan Type
New Construction
Loan Amount
$2,135,029
Location
Fort Lauderdale, FL
Closed
April
2025
Loan Type
New Construction
Loan Amount
$1,194,207
Location
Miami , FL
Closed
February
2024
Loan Type
New Construction
Loan Amount
$1,792,050
Location
Scottsdale , AZ
Closed
July
2025
Loan Type
New Construction
Loan Amount
$13,000,000
Location
San Mateo, CA
Closed
August
2025
Loan Type
New Construction
Loan Amount
$255,730
Location
Palm Bay, FL
Closed
January
2025
Loan Type
New Construction
Loan Amount
$1,792,050
Location
Scottsdale , AZ
Closed
July
2025
Loan Type
New Construction
Loan Amount
$1,381,650
Location
Fort Lauderdale, FL
Closed
June
2025
Loan Type
New Construction
Loan Amount
$1,194,207
Location
Miami , FL
Closed
February
2024

Why CSL Ground-Up Real Estate Loans and Acquisition, Development & Construction (AD&C) Loans Are Different

Get the personalized ground-up real estate loan you’re looking for.

In-House Servicing & Fund Control

Our team of in-house expert ground-up construction hard money lenders is here to provide tailored financial solutions for real estate developers and residential investors without the time lag or cookie-cutter funding.

Minimal Documentation

Our commitment to clear communication and customer success ensures a seamless borrowing experience with less unnecessary paperwork for you.

Competitive Pricing

With no hidden fees, transparent communication, and reliable results, CSL has your back for all your short-term rental loan funding.
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Loans Provided to Customers Like You
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Projects Funded
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Years in Business
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On Google Reviews
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In-house draws and servicing

Ground-Up Construction Program Criteria

What you can expect
Loan Amount Range
From $200K up to $10MM
Credit & Background
680+ FICO score required, background check included
Bank Statements
Two most recent months required
Builder Experience
Must have ground-up construction experience
Loan Term Length
Typically 9 to 18 months

Lending throughout the United States.

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Is your state not listed? You’re not blacked out. We can help lend in your state with a case-by-case scenario. Get in touch to see what we can do for you.
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Read real client reviews.

Our reputation is built on trust, great service, and results that keep borrowers coming back.

Responsive & Ready

Very responsive and ready to help at anytime day or night. They have solid good rates and are extremely quick in closing the loan. I would highly recommend Center Street Lending for any loan you may need.

Issac M.
Stress-Free & Smooth

Working with the team at Center Street Lending was amazing! Our transaction was incredibly smooth, stress-free, and the communication throughout was spot on. We're thrilled with the experience and will undoubtedly be returning for future needs. Highly recommended!

Ahmed E.
Going the Extra Mile

Very professional, down to earth, and willing to go the extra mile. Held the line and got it closed. Highly recommend Center Street Lending and will do business with them in the future.

John B.
Market Experts

My broker and I had the best experience very streamlined and he closed the transaction in Clearwater Beach area, Florida on an investment property. From the appraisal to the construction budget it was approved exactly the way I wanted it to be approved. I highly recommend.

Joe N.
Better Terms

The process was very smooth and efficient, Jeremiah is an expert in his field & he did a great job on helping us with the process & quick closing of the loan. My client was also very pleased with the competitive rates and the smooth process Center Street provided.

Jon’s C.
Great Service

I am grateful and extremely pleased with the service I’ve received. They went above and beyond to get me funded. Excellent lender. I give them a 100% rating. Recommend them to anyone I know. Thank you so much!

Guil W.
Best in the Business

Center Street Lending is one of the best in the business for your flip or new construction funding. CSL processing times also very efficient to get your transaction closed.

Marisela L.

Ready to take the next step?

Get started with an easy, online application. After your submission, a loan origination manager will reach out to you in the next 24 hours to discuss your loan scenario.