$6.8B+
9,235+
15+
4.8 / 5
100%

Ground-Up Construction Loans

Ground-up construction loans and financing structured to your unique needs with flexibility and an unwavering commitment to service.
Loan Type
New Construction
Loan Amount
$377,059
Location
San Diego, CA
Closed
July
2025
Loan Type
New Construction
Loan Amount
$2,135,029
Location
Fort Lauderdale, FL
Closed
April
2025
Loan Type
New Construction
Loan Amount
$1,522,920
Location
Rancho Mirage , CA
Closed
April
2025
Loan Type
New Construction
Loan Amount
$1,792,050
Location
Scottsdale , AZ
Closed
July
2025
Loan Type
New Construction
Loan Amount
$1,194,207
Location
Miami , FL
Closed
February
2024
Loan Type
New Construction
Loan Amount
$1,799,092
Location
Atlantic Beach, FL
Closed
June
2025
Loan Type
New Construction
Loan Amount
$13,000,000
Location
San Mateo, CA
Closed
August
2025
Loan Type
New Construction
Loan Amount
$1,522,920
Location
Rancho Mirage , CA
Closed
April
2025
Loan Type
New Construction
Loan Amount
$2,135,029
Location
Fort Lauderdale, FL
Closed
April
2025
Loan Type
New Construction
Loan Amount
$6,000,000
Location
Corona Del Mar, CA
Closed
July
2025
Loan Type
New Construction
Loan Amount
$255,730
Location
Palm Bay, FL
Closed
January
2025
Loan Type
New Construction
Loan Amount
$2,135,029
Location
Fort Lauderdale, FL
Closed
April
2025
Loan Type
New Construction
Loan Amount
$2,135,029
Location
Fort Lauderdale, FL
Closed
April
2025
Loan Type
New Construction
Loan Amount
$6,000,000
Location
Corona Del Mar, CA
Closed
July
2025
Loan Type
New Construction
Loan Amount
$1,522,920
Location
Rancho Mirage , CA
Closed
April
2025

Why CSL Ground-Up Real Estate Loans and Acquisition, Development & Construction (AD&C) Loans Are Different

Get the personalized ground-up real estate loan you’re looking for.

In-House Servicing & Fund Control

Our team of in-house expert ground-up construction hard money lenders is here to provide tailored financial solutions for real estate developers and residential investors without the time lag or cookie-cutter funding.

Minimal Documentation

Our commitment to clear communication and customer success ensures a seamless borrowing experience with less unnecessary paperwork for you.

Competitive Pricing

With no hidden fees, transparent communication, and reliable results, CSL has your back for all your short-term rental loan funding.
gvar+
Loans Provided to Customers Like You
gvar+
Projects Funded
gvar
Years in Business
gvar
On Google Reviews
gvar
In-house draws and servicing

Ground-Up Construction Program Criteria

What you can expect
Loan Amount Range
From $150K up to $10MM
Credit & Background
680+ FICO score required, background check included
Bank Statements
Two most recent months required
Builder Experience
Must have ground-up construction experience
Loan Term Length
Typically 9 to 18 months

Lending throughout the United States.

GO
Is your state not listed? You’re not blacked out. We can help lend in your state with a case-by-case scenario. Get in touch to see what we can do for you.
Visit our XX page

Read real client reviews.

Our reputation is built on trust, great service, and results that keep borrowers coming back.

Professional & Profitable

Rod’s deal-structuring expertise and Patricia’s excellent processing made my first hard money loan with Center Street Lending smooth and profitable. Competitive terms and a quick close helped me secure another flip with ease. I’ll definitely return for future loans.

Mac F.
Broker Partner

I have nothing but good things to say about them, their process and their people. Very responsive and sets correct expectations that are realistic. He executes on all terms he provides and I plan to send him future deals constantly since I know that him and his team…

Cole G.
Seamless Process

From start to finish, their professionalism, expertise, and dedication made the process seamless and stress-free. The team’s deep construction lending knowledge and clear communication made complex concepts easy to understand. Truly outstanding service.

David E.
Rapid & Efficient

Jeremiah and his team over at CSL are my go to hard money lenders. Their team is knowledgable, and their process for getting loans approved is rapid and efficient. I would highly recommend working specifically with Jeremiah due to his impeccable communication.

Aviv L.
Flippers’ Ally

As new house flippers in Maryland, we’re so grateful to Jeremiah and Will at Center Street Lending for making the impossible possible. With little time to save our deposit, they worked fast and professionally to secure funding and close. An amazing, dedicated team to work with.

Sury R.
Repeat Borrower

I had the pleasure of working with Tanner Podres, a loan officer at Center Street Lending. Tanner is one of the best I’ve worked with—knowledgeable, easy to work with, communicates well, and always answers questions. Keep up the great work, Tanner!

Francky C.
Satisfied Agent

My experience with Sean Burbidge was definitely a great one, he knew how to get around things to make the deal go smoothly. Always answer my phone calls, had answers to everything.

Akeem R.

Ready to take the next step?

Get started with an easy, online application. After your submission, a loan origination manager will reach out to you in the next 24 hours to discuss your loan scenario.