Our loan program

Long-Term Rental Loans

If you are looking to invest in residential real estate and want a reliable partner who understands your investment goals and offers flexible financing options, look no further than Center Street Lending and our long-term rental loans. Our DSCR loans are an excellent option for investors owning long-term rental properties.  

At Center Street Lending, our investment property lenders specialize in providing property investment loans for investors like you. Ultimately, we aim to make real estate investing accessible and profitable for our clients. With our years of experience, customer-focused approach, and competitive rates, we are proud to be one of the leading residential real estate investment companies in the market, providing you with the investment house loans you’re looking for. 

Apply now
949-244-1090
Up to
80%
LTC/LTV
30
Years
$100K up to $2.5MM

Benefits of Working With Us

  • Customer Focused
  • Minimal Documentation
  • Competitive Pricing
  • Quicker Closing Times
  • In-House Servicing
Apply now
949-244-1090
Mahmud Ulkarim
I have been dealing with Center Street Lending for 5 years now. I am very happy with their professional services. All my transactions have been closed on time. Their speedy actions and timely closings made me their long term client. I keep bringing deals to them knowing that I am in good hands.

Long Term Rental Program Criteria

1

A 640 minimum score

2

$250K up to $2.5MM non-owner occupied property

3

2 months of recent bank statements

4

Score and background check

Work with us

States We Lend In

Map Final

Looking for lending in a state not listed? We do lend in other states on a case-by-case scenario. Give us a call to see what we can do for you.

Apply now
949-244-1090

Property Types We Fund

We lend on Single-Family Residences, 1 to 4 Units, Multi-Family Townhomes, Planned Unit Developments, or Condominiums. All properties must be non-owner occupied.

Apply now
949-244-1090
James McCarthy
Danielle is my relationship manager and has always been a rock star to work with. She is professional, attentive, and full of integrity.

About Us

Center Street Lending was founded with a simple mission: to help investors achieve their real estate investment goals. We understand the challenges and complexities of real estate investing, and we strive to provide solutions that make the process easier for our clients.

Our team consists of experienced professionals who have a deep understanding of the real estate market. They work closely with clients to analyze their unique financial situations and create tailor-made financing options that best suit their needs. 

Our Services

At Center Street Lending, we offer various services to support your long-term rental property investments. Our main service is providing loans for purchasing or refinancing residential rental properties.

We offer flexible terms with long-term rental loan amounts ranging from $50,000 to $10 million, making it easier for investors of all sizes to secure financing. Our interest rates are competitive, helping you maximize your profits while keeping your expenses low.

We also understand the importance of a quick and efficient loan process in real estate investing. That’s why we streamlined our application process to ensure faster approvals and funding within days, not months. 

Get Started Today

Are you ready to take your real estate investing to the next level? Contact us today, and our team will be happy to discuss your options for long-term rental loans. Don’t let funding hold you back from achieving your investment goals—partner with Center Street Lending to see the difference it makes in your success!

Not Sure Where To Begin?

Apply Now and a team member will reach out. Or give us a call. We'll help guide your funding process, and ensure that you are successful and the loan process is easy.

Apply now
949-244-1090