$7.1B+
9,471+
15+
4.8 / 5
100%

DSCR Long-Term Rental Loans

Long-term rental loans that allow you to secure financing with rental income, not your personal income.
Loan Type
DSCR
Loan Amount
$278,125
Location
Gainesville, FL
Closed
August
2024
Loan Type
DSCR
Loan Amount
$240,000
Location
Cypress, TX
Closed
May
2025
Loan Type
DSCR
Loan Amount
$157,500
Location
Farmers Branch, TX
Closed
August
2025
Loan Type
DSCR
Loan Amount
$240,000
Location
Cypress, TX
Closed
May
2025
Loan Type
DSCR
Loan Amount
$525,000
Location
Oxnard, CA
Closed
May
2025
Loan Type
DSCR
Loan Amount
$157,500
Location
Farmers Branch, TX
Closed
August
2025
Loan Type
DSCR
Loan Amount
$403,000
Location
Dallas , TX
Closed
August
2025
Loan Type
DSCR
Loan Amount
$90,000
Location
Gainesville, FL
Closed
May
2024
Loan Type
DSCR
Loan Amount
$240,000
Location
Cypress, TX
Closed
May
2025
Loan Type
DSCR
Loan Amount
$1,610,000
Location
Los Angeles, CA
Closed
March
2025
Loan Type
DSCR
Loan Amount
$403,000
Location
Dallas , TX
Closed
August
2025
Loan Type
DSCR
Loan Amount
$278,125
Location
Gainesville, FL
Closed
August
2024
Loan Type
DSCR
Loan Amount
$322,500
Location
Carlisle, PA
Closed
June
2024
Loan Type
DSCR
Loan Amount
$152,460
Location
Dothan, AL
Closed
May
2025
Loan Type
DSCR
Loan Amount
$525,000
Location
Oxnard, CA
Closed
May
2025

Why CSL DSCR Rental Loans Are Different

With our streamlined application process, you can get pre-approved for a fix-and-flip real estate loan within 24 hours.

In-House Servicing & Fund Control

Our team of in-house expert DSCR loan hard money lenders will assess the property’s ability to cover the loan payments with rental income. Thanks to our bespoke investor cash flow loans, you can secure financing without relying heavily on your personal income.

Minimal Documentation

Our commitment to clear communication and customer success ensures a seamless borrowing experience with less unnecessary paperwork for you.

Competitive Pricing

With no hidden fees, transparent communication, and reliable results, CSL has your back for all your short-term rental loan funding.
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Loans Provided to Customers Like You
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Projects Funded
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Years in Business
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On Google Reviews
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In-house draws and servicing

DCSR Rental Loan Program Criteria

What you can expect
Loan Amount Range
From $75K up to $5MM
Credit & Background
640+ FICO score required, background check included
Bank Statements
Two most recent months required
Builder Experience
Must have previous fix-and-flip experience
Loan Term Length
30 Years

Lending throughout the United States.

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Is your state not listed? You’re not blacked out. We can help lend in your state with a case-by-case scenario. Get in touch to see what we can do for you.
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Read real client reviews.

Our reputation is built on trust, great service, and results that keep borrowers coming back.

Longtime Client

Most recently I landed a deal and closed escrow on a great property thanks to Erik's above average customer service skills, the other investors I was competing against could not communicate with the sellers agent, Erik was on top of it in minutes giving the agent the reassurance…

Marvin D.
New Construction

I’ll admit, I was unsure about trusting Center Street Lending with my ground-up construction loan. But the team proved outstanding—professional, easy to work with, and great communicators. The process was fast and smooth, and I’ve already lined up my next two projects with them.

Waldemar G.
Veteran Broker

The professionalism and upfront answers about fees, terms and documentation was all spot on. Thanks Jeremiah and team.

Mike
Easy Process

Process was easy to follow from application to funding. I was contacted by the processor to get necessary information and once it was done and taken care of, I got the word that everything is cleared and out for loan docs. Signed documents and the loan funded the next day. Easy process.

Andrew K.
Efficient & Reliable

Words cannot express how grateful we are to Sean Burbidge and his amazing team at Center Street Lending. When we encountered difficulties closing on our property with a conventional loan, we made the decision to switch lenders mid-process. Sean and his team were quick and…

Vanessa W.
Smooth Process

My team and I had a great experience with Center Street Lending on a Fix & Flip loan—the smoothest process we’ve ever had. From disclosures to closing, the team handled every detail with clear communication. Both our borrower and firm were thrilled. We look forward to the next deal.

David D.
Quick & Easy

I have been a lender for almost 20yrs and went to Jeremiah for a fix and flip loan. He closed in less than 10 days. It was the smoothest transaction, low stress and great communication.

Evan T.

Ready to take the next step?

Get started with an easy, online application. After your submission, a loan origination manager will reach out to you in the next 24 hours to discuss your loan scenario.