Privacy Policy
Center Street Lending is committed to protecting your privacy on our website. We recognize that conducting business online can raise concerns about the security of your information. Because we gather certain types of information about the users on our site, we feel you should fully understand the terms and conditions surrounding our acquisition and use of that information. This privacy statement discloses what information we gather, how we use it, how you can correct or update that information, how we communicate policy changes, and how you can address concerns over misuse of information.
What information is collected from me?
The kinds of information we collect from you will vary, depending on how you use our website. It’s possible to browse our site without submitting any personally identifiable information (“personal information”) at all, but if you choose to take advantage of some of our products and services, you may be asked to provide information such as your name, e-mail address, phone number, and address.
In addition to the information you choose to submit, our systems are designed to gather certain anonymous data to help us better understand how our sites are being used and how we can improve them. This automatically gathered data includes your computer’s IP or “Internet Protocol” address, statistics about how visitors navigate through our sites, and information provided through the use of “cookies” (which are described in more detail below).
How is my information used?
The use of your information depends on the context in which it is collected. Therefore, pay special attention to the categories below that relate to the features of our sites that you wish to utilize.
Cookies: These are small files that are sent to and stored on your computer so that we may recognize it as a unique machine the next time you visit our site. We do not use cookies at this time.
Unless you specify that you’d prefer not to hear from us, we may also use the e-mail address you provide to contact you for promotional, administrative, or other reasons. You may have these communications terminated at any time.
User-Requested Services: You may choose to request products or services of a more substantial or personal nature when using our Website. For example, you may apply for a loan. The information you provide when seeking these services may be used in the following ways:
For services provided by Center Street lending, the information you submit is used to provide the service you’ve requested. We may also share this information with subcontractors, but only to the extent necessary to fulfill your request. In addition, we may use the contact information and nonfinancial order information you’ve supplied, such as your e-mail address, as set out in the registration section, above. For other services, we may, with your permission, contact you by phone to request additional information to help you find useful services. You are not required to cooperate with any telephone requests by Center Street Lending. If the service you request requires submission of financial information, such as a social security number for a loan request, this financial information is used only for processing application and is not retained after completion. We may, however, store your non-financial order information for accounting purposes and to help us better understand your preferences, so we can offer you future products or services that you may find useful.
User-Initiated Communication: Our Website enables you to send e-mail to us to request information regarding our products and services. Whenever you choose to initiate these kinds of communication with us, you may expect to be contacted in return. Referrals: If you participate in any referral service we may offer, we will use the information you submit to determine which of our participating professionals may be able to serve your needs. We may then forward your name, contact information, and other responses to our sign-up form to the selected professional(s), who may then contact you using that information. Any information that you provide may also be used by us in accordance with the uses set out in the Registration section, above.
Automatically Gathered Data: The information gathered automatically by our system-such as your computer’s IP address, the kind of browser you’re using, and a record of your navigation through our site may be used by Center Street Lending so we can understand how to make our site convenient and useful to our audience. This information will not be shared.
Collected Data: We may link information collected from you through various means, including information collected automatically and through the use of cookies and registration information, or other personal information you provide to help us offer content, advertisements, products, and services that are most likely to appeal to you.
What choices do I have regarding the use of my information?
Reading this Privacy Policy should help you understand how any information you share with us might be used. If you feel concerned about any of these uses, you might elect not to participate in certain services, features, or products that we offer. We will never collect personal information about you without your knowledge, so the decision whether or not to share this information is completely up to you.
How do I correct my information or “opt-out”?
If you wish to change or correct any information we have about you, you may contact us via email at [email protected] or call us at (949) 244-1090. You also have the ability to terminate e-mail correspondence from us at any time. You will either be given the chance to opt out of direct mailings when you disclose your e-mail address to us, you can simply reply to our e-mail, typing “Unsubscribe” in the subject line and we will promptly remove your address from that e-mail service.
How is my information protected?
In the event personal information about you is stored on our computers, it is password-protected from unauthorized access or use. We will only transmit or ask for personal information at your discretion. We appreciate your help in safe-guarding the integrity of your own and others’ privacy. We hope you’ll use common sense whenever you disclose personal information over the internet. Just as importantly, we encourage you to let us know immediately if you suspect that the information you share with us is being used in any way contrary to this Privacy Policy.
How will I be notified of changes to this Privacy Policy?
Whenever material changes are made to this Privacy Policy a revised privacy policy will be placed on this website.
If you feel that we are not abiding by this Privacy Policy, you should contact us immediately by emailing us at [email protected] or calling at (949) 244-1090.
Center Street Lending loans made in CA must be originated by a CA DRE broker. Please contact us at [email protected] or 800.208.1803 for assistance.