Reasons General Contractors Trust Center Street
Let’s Help You Close More Deals
Reliable Financing Options
Keep Your Clients Moving Forward
Win More Listings & Buyers
Less Stress, More Success
Realtors + Investors
A Partnership Built on Opportunity
Our Loan Programs
By lending our own money we deliver flexibility, direct communication, and quick results where others can’t. We’ll help you find the right loan option for your borrowers.
Fix & Flip Loans
Exclusively for non-owner-occupied residential real estate properties that are rehabbed and sold or held and rented.
- 6–24 Month Loan Terms
- $150k Minimum Loan Amount
- Up to 95% LTC
- 650 Minimum FICO
Ground-Up Construction Loans
Our ground-up financing is individually structured to provide flexible funding, regardless of the size of your property.
- 6–24 Month Loan Terms
- $150k Minimum Loan Amount
- Up to 85% LTC
- 680 Minimum FICO
Bridge Loans
Don’t miss an investment opportunity with our bridge loans that allow you to close ASAP.
- 12 Month Loan Terms
- $150k Minimum Loan Amount
- Up to 75% LTV on Purchase
- Up to 93% LTC
- 650 Minimum FICO
Short-Term Rental Property Loans
Perfect for Airbnb, VRBO or rental property owners who want to take advantage of fixed rates for purchasing or refinancing.
- 6–24 Month Loan Terms
- $150k Minimum Loan Amount
- Up to 60% Cash Out
- 650 Minimum FICO
DCSR Rental Loans
Our Debt Service Coverage Ratio (DSCR) loans are for rental property owners looking for a 30-year refinancing option.
- 30 Year Loan Terms
- $100k Minimum Loan Amount
- Up to 80% LTC/LTV
- 640 Minimum FICO
Your Clients. Our Lending. Shared Success.
Brokers nationwide partner with CSL to deliver funding solutions that win deals and build repeat business.
Read some of our reviews.
The process was very smooth and efficient, Jeremiah is an expert in his field & he did a great job on helping us with the process & quick closing of the loan. My client was also very pleased with the competitive rates and the smooth process Center Street provided.
Our Multi Family loan with Center Street lending was as smooth as it could have been. He was very responsive, patient and knowledgeable and assisted us throughout the loan process until closing. Thank you Jeremiah, Shyrose, Gabby and team.
The Center Street team closed quickly and the closing was as they promised for our multi family loan. We plan to use them in the future and would highly recommend them to other investors.
Very professional, down to earth, and willing to go the extra mile. Held the line and got it closed. Highly recommend Center Street Lending and will do business with them in the future.
We just closed on our first investment property in the Bay area and I want to give a big shout out to the amazing team at Center street lending for a smooth closing and a super fast turnaround! Jeremiah, Nikki and the entire team have been amazing to work with, always staying on…
The process was very smooth and efficient, Jeremiah is an expert in his field & he did a great job on helping us with the process & quick closing of the loan. My client was also very pleased with the competitive rates and the smooth process Center Street provided.
Have done two loans with Center Street, and both the times my Loan Manager Jeremiah, and the entire backend team were one of the most professional and responsive loan team that I have worked with. Highly recommended!
