$7.8B+
9,750+
16+
4.8 / 5
100%

Fix & Flip Loans

Flexible fix and flip loan structures optimized for your residential investments.
Loan Type
Fix & Flip
Loan Amount
$509,600
Location
Lakeside , CA
Closed
January
2025
Loan Type
Fix & Flip
Loan Amount
$1,747,000
Location
Pinecrest , FL
Closed
May
2024
Loan Type
Fix & Flip
Loan Amount
$2,700,000
Location
Newport Beach, CA
Closed
June
2025
Loan Type
Fix & Flip
Loan Amount
$2,025,000
Location
San Diego, CA
Closed
April
2025
Loan Type
Fix & Flip
Loan Amount
$2,700,000
Location
Newport Beach, CA
Closed
June
2025
Loan Type
Fix & Flip
Loan Amount
$509,600
Location
Lakeside , CA
Closed
January
2025
Loan Type
Fix & Flip
Loan Amount
$1,747,000
Location
Pinecrest , FL
Closed
May
2024
Loan Type
Fix & Flip
Loan Amount
$2,025,000
Location
San Diego, CA
Closed
April
2025
Loan Type
Fix & Flip
Loan Amount
$1,100,625
Location
San Diego, CA
Closed
April
2025
Loan Type
Fix & Flip
Loan Amount
$974,950
Location
La Palma , CA
Closed
January
2025
Loan Type
Fix & Flip
Loan Amount
$2,700,000
Location
Newport Beach, CA
Closed
June
2025
Loan Type
Fix & Flip
Loan Amount
$509,600
Location
Lakeside , CA
Closed
January
2025
Loan Type
Fix & Flip
Loan Amount
$509,600
Location
Lakeside , CA
Closed
January
2025
Loan Type
Fix & Flip
Loan Amount
$4,125,866
Location
Laguna Beach, CA
Closed
March
2025
Loan Type
Fix & Flip
Loan Amount
$1,102,500
Location
Redmond, WA
Closed
June
2025

Why CSL Fix & Flip Loans Are Different

With our streamlined application process, you can get pre-approved for a fix-and-flip real estate loan within 24 hours.

In-House Servicing & Fund Control

Our team of in-house expert fix-and-flip hard money lenders is here to provide tailored financial solutions for real estate developers and residential investors without the time lag or cookie-cutter funding.

Minimal Documentation

Our commitment to clear communication and customer success ensures a seamless borrowing experience with less unnecessary paperwork for you.

Competitive Pricing

With no hidden fees, transparent communication, and reliable results, CSL has your back for all your short-term rental loan funding.
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Loans Provided to Customers Like You
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Projects Funded
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Years in Business
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On Google Reviews
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In-house draws and servicing

Fix & Flip Program Criteria

What you can expect
Loan Amount Range
From $200K up to $5MM
Credit & Background
650+ FICO score required, background check included
Bank Statements
Two most recent months required
Builder Experience
Must have previous fix-and-flip experience
Loan Term Length
Typically 9 to 18 months

Lending throughout the United States.

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Is your state not listed? You’re not blacked out. We can help lend in your state with a case-by-case scenario. Get in touch to see what we can do for you.
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Read real client reviews.

Our reputation is built on trust, great service, and results that keep borrowers coming back.

Custom Build Success

Center Street Lending made our dream of building a custom home in San Diego possible when others couldn’t—and they’ve since funded multiple projects for us. Honest guidance, seamless processes, and competitive rates make CSL a trusted partner we’ll work with again.

Christopher E.
Stress-Free & Smooth

Working with the team at Center Street Lending was amazing! Our transaction was incredibly smooth, stress-free, and the communication throughout was spot on. We're thrilled with the experience and will undoubtedly be returning for future needs. Highly recommended!

Ahmed E.
Smooth & Straightforward

Center Street Lending made our client’s home purchase smooth and stress-free through professionalism, expertise, and clear communication. The team was responsive, transparent, and supportive, addressing every question with patience. CSL is a reliable lending partner we highly recommend.

Law O.
Broker Partner

I’ve sent several loans through Center Street as a broker and have nothing but good things to say about their process and people. Max Woodyard is responsive, sets realistic expectations, and always delivers. I’ll keep sending him deals—highly recommend Max and his team.

Cole G.
Smooth Transition

Our loan process was quick and easy. very smooth transition. Jeremiah's team worked very professional and expeditiously. Highly recommended!

Nazca C.
Smooth is Fast

5stars. This lender is quick, reliable, efficient and most important "sensible" underwriting. A++ team - strongly recommended for whenever you need smooth "quick" funding for a real estate transaction that requires quick closing.

Mendel B.
Professional & Profitable

Rod’s deal-structuring expertise and Patricia’s excellent processing made my first hard money loan with Center Street Lending smooth and profitable. Competitive terms and a quick close helped me secure another flip with ease. I’ll definitely return for future loans.

Mac F.

Ready to take the next step?

Get started with an easy, online application. After your submission, a loan origination manager will reach out to you in the next 24 hours to discuss your loan scenario.