$7.5B+
9,750+
16+
4.8 / 5
100%

DSCR Long-Term Rental Loans

Long-term rental loans that allow you to secure financing with rental income, not your personal income.
Loan Type
DSCR
Loan Amount
$240,000
Location
Cypress, TX
Closed
May
2025
Loan Type
DSCR
Loan Amount
$525,000
Location
Oxnard, CA
Closed
May
2025
Loan Type
DSCR
Loan Amount
$403,000
Location
Dallas , TX
Closed
August
2025
Loan Type
DSCR
Loan Amount
$90,000
Location
Gainesville, FL
Closed
May
2024
Loan Type
DSCR
Loan Amount
$157,500
Location
Farmers Branch, TX
Closed
August
2025
Loan Type
DSCR
Loan Amount
$240,000
Location
Cypress, TX
Closed
May
2025
Loan Type
DSCR
Loan Amount
$240,000
Location
Cypress, TX
Closed
May
2025
Loan Type
DSCR
Loan Amount
$152,460
Location
Dothan, AL
Closed
May
2025
Loan Type
DSCR
Loan Amount
$278,125
Location
Gainesville, FL
Closed
August
2024
Loan Type
DSCR
Loan Amount
$157,500
Location
Farmers Branch, TX
Closed
August
2025
Loan Type
DSCR
Loan Amount
$403,000
Location
Dallas , TX
Closed
August
2025
Loan Type
DSCR
Loan Amount
$525,000
Location
Oxnard, CA
Closed
May
2025
Loan Type
DSCR
Loan Amount
$278,125
Location
Gainesville, FL
Closed
August
2024
Loan Type
DSCR
Loan Amount
$403,000
Location
Dallas , TX
Closed
August
2025
Loan Type
DSCR
Loan Amount
$157,500
Location
Farmers Branch, TX
Closed
August
2025

Why CSL DSCR Rental Loans Are Different

With our streamlined application process, you can get pre-approved for a fix-and-flip real estate loan within 24 hours.

In-House Servicing & Fund Control

Our team of in-house expert DSCR loan hard money lenders will assess the property’s ability to cover the loan payments with rental income. Thanks to our bespoke investor cash flow loans, you can secure financing without relying heavily on your personal income.

Minimal Documentation

Our commitment to clear communication and customer success ensures a seamless borrowing experience with less unnecessary paperwork for you.

Competitive Pricing

With no hidden fees, transparent communication, and reliable results, CSL has your back for all your short-term rental loan funding.
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Loans Provided to Customers Like You
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Projects Funded
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Years in Business
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On Google Reviews
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In-house draws and servicing

DCSR Rental Loan Program Criteria

What you can expect
Loan Amount Range
From $75K up to $5MM
Credit & Background
640+ FICO score required, background check included
Bank Statements
Two most recent months required
Builder Experience
Must have previous fix-and-flip experience
Loan Term Length
30 Years

Lending throughout the United States.

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Is your state not listed? You’re not blacked out. We can help lend in your state with a case-by-case scenario. Get in touch to see what we can do for you.
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Read real client reviews.

Our reputation is built on trust, great service, and results that keep borrowers coming back.

Custom Build Success

Center Street Lending made our dream of building a custom home in San Diego possible when others couldn’t—and they’ve since funded multiple projects for us. Honest guidance, seamless processes, and competitive rates make CSL a trusted partner we’ll work with again.

Christopher E.
Custom Build Success

Center Street Lending made our dream of building a custom home in San Diego possible when others couldn’t—and they’ve since funded multiple projects for us. Honest guidance, seamless processes, and competitive rates make CSL a trusted partner we’ll work with again.

Christopher E.
Broker Partner

I have nothing but good things to say about them, their process and their people. Very responsive and sets correct expectations that are realistic. He executes on all terms he provides and I plan to send him future deals constantly since I know that him and his team…

Cole G.
Highly Recommended

We just closed on our first investment property in the Bay area and I want to give a big shout out to the amazing team at Center street lending for a smooth closing and a super fast turnaround! Jeremiah, Nikki and the entire team have been amazing to work with, always staying on…

Sargam T.
Responsive Team

Center Street Lending delivers exactly what is promised with excellent communication and seamless follow-through. The team stayed on top of every step, ensuring a smooth, surprise-free closing. Their professionalism and collaboration make CSL a trusted partner I look forward to working with again.

Zachary L.
Fast & Repeatable

I have closed a few loans with this company. I really had a great experience with the entire team at CSL throughout our loan process. CSL was very prompt and professional in keeping us updated throughout the process. They made the process really stress free and enjoyable from start.

Umar M.
Competitive & Quick

This team is always professional and responsive. Easy to work with and competitive rates. They were even ready to close early! I would highly recommend Jeremiah and Center Street Lending. On to the next deal!

Cary C.

Ready to take the next step?

Get started with an easy, online application. After your submission, a loan origination manager will reach out to you in the next 24 hours to discuss your loan scenario.