Our loan program

Ground Up Construction Loans

Our Ground Up financing are structured for each unique project. 

Up to
80%
LTC
100%
Build
Costs
65%
ARV
6 - 18
Months
$250K up to $10MM

Benefits of Working With Us

  • Customer Focused
  • Minimal Documentation
  • In House Servicing
  • In House Fund Control
  • No Pre-Payment Penalty Available
  • Fixed/Interest Only Payments
  • Ground Up Gurus Readily Available
Charlene Berends
Center Street Lending gave me the opportunity to do creative financing on a construction project! The entire process took 2 weeks since they have never worked with us before. I anticipate we can close sooner on the next one. The rates and fees were exactly like we were quoted with no surprises.

Ground-Up Construction Program Criteria

1

Score and Background Check

2

A 680+ minimum FICO score

3

$250K – $10MM+ Loan Amount

4

2 months of recent bank statements

5

Ground Up Construction Expierence Required 

6

9 - 18 Month Loan Term 

Work with us

States We Lend In

USA-Map-2-1

Looking for lending in a state not listed? We do lend in other states on a case-by-case scenario. Give us a call to see what we can do for you.

Property Types We Fund

We lend on Single-Family Residences, 2 to 4 Units, Townhomes, Planned Unit Developments, or Condominiums. All properties must be non-owner occupied.

Darryl Evans
Excellent experience with Center Street Lending. Jeremiah, my rep was extremely diligent when they funded my out of state new construction deal. Will certainly look to Center Street for my next loan.

Not Sure Where To Begin?

Apply Now and a team member will reach out. Or give us a call. We'll help guide your funding process, and ensure that you are successful and the loan process is easy.