$7.8B+
9,750+
16+
4.8 / 5
100%

Ground-Up Construction Loans

Ground-up construction loans and financing structured to your unique needs with flexibility and an unwavering commitment to service.
Loan Type
New Construction
Loan Amount
$1,194,207
Location
Miami , FL
Closed
February
2024
Loan Type
New Construction
Loan Amount
$1,799,092
Location
Atlantic Beach, FL
Closed
June
2025
Loan Type
New Construction
Loan Amount
$1,522,920
Location
Rancho Mirage , CA
Closed
April
2025
Loan Type
New Construction
Loan Amount
$6,000,000
Location
Corona Del Mar, CA
Closed
July
2025
Loan Type
New Construction
Loan Amount
$1,792,050
Location
Scottsdale , AZ
Closed
July
2025
Loan Type
New Construction
Loan Amount
$464,557
Location
Raleigh, NC
Closed
April
2024
Loan Type
New Construction
Loan Amount
$2,135,029
Location
Fort Lauderdale, FL
Closed
April
2025
Loan Type
New Construction
Loan Amount
$1,792,050
Location
Scottsdale , AZ
Closed
July
2025
Loan Type
New Construction
Loan Amount
$255,730
Location
Palm Bay, FL
Closed
January
2025
Loan Type
New Construction
Loan Amount
$464,557
Location
Raleigh, NC
Closed
April
2024
Loan Type
New Construction
Loan Amount
$6,000,000
Location
Corona Del Mar, CA
Closed
July
2025
Loan Type
New Construction
Loan Amount
$377,059
Location
San Diego, CA
Closed
July
2025
Loan Type
New Construction
Loan Amount
$13,000,000
Location
San Mateo, CA
Closed
August
2025
Loan Type
New Construction
Loan Amount
$6,000,000
Location
Corona Del Mar, CA
Closed
July
2025
Loan Type
New Construction
Loan Amount
$1,522,920
Location
Rancho Mirage , CA
Closed
April
2025

Why CSL Ground-Up Real Estate Loans and Acquisition, Development & Construction (AD&C) Loans Are Different

Get the personalized ground-up real estate loan you’re looking for.

In-House Servicing & Fund Control

Our team of in-house expert ground-up construction hard money lenders is here to provide tailored financial solutions for real estate developers and residential investors without the time lag or cookie-cutter funding.

Minimal Documentation

Our commitment to clear communication and customer success ensures a seamless borrowing experience with less unnecessary paperwork for you.

Competitive Pricing

With no hidden fees, transparent communication, and reliable results, CSL has your back for all your short-term rental loan funding.
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Loans Provided to Customers Like You
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Projects Funded
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Years in Business
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On Google Reviews
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In-house draws and servicing

Ground-Up Construction Program Criteria

What you can expect
Loan Amount Range
From $200K up to $10MM
Credit & Background
680+ FICO score required, background check included
Bank Statements
Two most recent months required
Builder Experience
Must have ground-up construction experience
Loan Term Length
Typically 9 to 18 months

Lending throughout the United States.

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Is your state not listed? You’re not blacked out. We can help lend in your state with a case-by-case scenario. Get in touch to see what we can do for you.
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Read real client reviews.

Our reputation is built on trust, great service, and results that keep borrowers coming back.

Great Service

I am grateful and extremely pleased with the service I’ve received. They went above and beyond to get me funded. Excellent lender. I give them a 100% rating. Recommend them to anyone I know. Thank you so much!

Guil W.
New Construction

Quick, easy, profession to work with! And also, their construction draw process is top-notch - minimal paperwork and fast appraisal turnaround.

Gary L.
Short Notice Closing

Center Street Lending stepped in on short notice and worked tirelessly, even on weekends, to secure the funds I needed to close. Professional, responsive, and true to their word, they made the process smooth under pressure. I highly recommend CSL for future projects.

Moulamay I.
New Construction

I’ll admit, I was unsure about trusting Center Street Lending with my ground-up construction loan. But the team proved outstanding—professional, easy to work with, and great communicators. The process was fast and smooth, and I’ve already lined up my next two projects with them.

Waldemar G.
Efficient & Reliable

Words cannot express how grateful we are to Sean Burbidge and his amazing team at Center Street Lending. When we encountered difficulties closing on our property with a conventional loan, we made the decision to switch lenders mid-process. Sean and his team were quick and…

Vanessa W.
Highly Recommended

We just closed on our first investment property in the Bay area and I want to give a big shout out to the amazing team at Center street lending for a smooth closing and a super fast turnaround! Jeremiah, Nikki and the entire team have been amazing to work with, always staying on…

Sargam T.
Smooth Transition

Our loan process was quick and easy. very smooth transition. Jeremiah's team worked very professional and expeditiously. Highly recommended!

Nazca C.

Ready to take the next step?

Get started with an easy, online application. After your submission, a loan origination manager will reach out to you in the next 24 hours to discuss your loan scenario.